On Wednesday, September 18, 2024, the Federal Reserve took a significant step, lowering its target interest rate for the first time since the COVID-19 pandemic. The Fed's 50 basis point cut, from a 23-year high, sparked anticipation in financial markets.
Sep 20, 2024 | Refinancing a Home Interest Rates
Retirement signifies not merely the cessation of a professional trajectory but rather the inauguration of an entirely novel chapter—one that many retirees find synonymous with the pursuit of a second home. Whether it be an idyllic beachside retreat,
Sep 14, 2024 | Purchasing a Home Second Home
In the labyrinth of homeownership, one question frequently echoes: When is the opportune moment to lock in your mortgage rate? It's a financial crossroads that demands careful consideration and strategic planning. Today, we'll dissect the intricacies, pro
Sep 13, 2024 | Interest Rates
When buying a new home, especially for those without large savings or perfect credit, it's essential to utilize lesser-known strategies—like the FHA mortgage. Let’s break down what might seem complex into clear, actionable insights. FHA Loans:
Aug 20, 2024 | Purchasing a Home FHA
Homeownership is the ultimate dream for many, representing not just financial security but also a healthier, happier life. However, this journey involves more than just picking the perfect house; it's about making mindful choices, understanding your finan
Jul 29, 2024 | Purchasing a Home
7/18/2024 - Mortgage Rates Fall to 4-Month Low Long-term mortgage rates took a dive in the latest week, as investors anticipated Federal Reserve rate cuts. The average rate on a 30-year fixed-rate home loan fell to 6.77% during the week ended July 18, 202
Jul 22, 2024 | Mortgage Monday's