Cindy Cliff

Mortgage Loan Officer

NMLS: 2075376

970-308-2540

cindy@cliffmortgages.com

Blog

How to Buy a New Home while Selling your Current Home

How to Buy a New Home while Selling your Current Home

Buying a new home is exhilarating, but the logistics can be downright challenging. When you're eager to move into your dream house but your current one hasn't found a buyer yet, bridge loans can be your financial lifeline. Let's dive into the world of bri

Jun 10, 2024 | Purchasing a Home Bridge Loans

Home prices fell in the latest week although are still up about 4% annually

Home prices fell in the latest week although are still up about 4% annually

6/7/2024 - Home prices fell in the latest week, for the first time this year, according to a recent report from Redfin. The median U.S. home price fell $3,000 to $416,623, although prices are still up about 4% on an annual basis. Redfin also found that 6.

Jun 10, 2024 | Mortgage Monday's 0% Down Payment

The Essential Guide to Homeowners Insurance for New Homeowners

The Essential Guide to Homeowners Insurance for New Homeowners

Homeownership is a significant milestone and a major investment. Protecting that investment is crucial, and that’s where homeowners insurance comes in. For new homeowners, understanding the full scope of homeowners insurance can be overwhelming. Thi

Jun 09, 2024 | Purchasing a Home

New 0% Down Payment Program now available

New 0% Down Payment Program now available

United Wholesale Mortgage (UWM) has made a big announcement aimed at empowering borrowers and mortgage brokers. This was a new 0% down purchase program, an exclusive offering that allows qualified borrowers to receive up to $15,000 in down payment as

Jun 03, 2024 | Mortgage Monday's 0% Down Payment

Refinancing vs. Loan Modification: Why Refinancing is the Better Choice

Refinancing vs. Loan Modification: Why Refinancing is the Better Choice

Homeowners often face the critical decision of whether to refinance their current home loan or pursue a loan modification. While both options aim to provide financial relief, refinancing typically offers more substantial benefits. This article will explor

May 31, 2024 | Refinancing a Home

The Impact of Your Credit Score on Interest Rates

The Impact of Your Credit Score on Interest Rates

In the intricate dance of acquiring a mortgage, your credit score takes center stage, dictating the interest rate that can either make your dreams of homeownership a reality or a financial challenge. Understanding the dynamics between your credit score an

May 30, 2024 | Interest Rates

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