Cindy Cliff

Mortgage Loan Officer

NMLS: 2075376

970-308-2540

cindy@cliffmortgages.com

Blog

Wishing Your Family a Wonderful Holiday Season ๐ŸŽ„๐ŸŽ ๐Ÿก

Wishing Your Family a Wonderful Holiday Season ๐ŸŽ„๐ŸŽ ๐Ÿก

This time of year is great for creating cherished memories with loved ones and enjoying the warmth of home. We hope that your holiday season is filled with laughter, joy, and the special moments that make this season so magical. We Wish you a Merry Christ

Dec 25, 2024 | Holiday

Higher Loan Limits for 2025 Announced

Higher Loan Limits for 2025 Announced

Loan limits for 2025 are rising, opening up new possibilities for homebuyers across the nation. These limits, set by the Federal Housing Finance Agency (FHFA), determine how much you can borrow without stepping into jumbo loan territory. This year, they&r

Dec 19, 2024 | Web Info Interest Rates Credit

Buying Down the Interest Rate on your Mortgage

Buying Down the Interest Rate on your Mortgage

If you want a lower monthly mortgage payment, you might consider buying down your interest rate when you get a new mortgage loan. This clever trick helps you lower your mortgage interest rate. And when your interest rate goes down, your monthly payments a

Dec 17, 2024 | Real Estate Info

Mortgage Rates Fall for Third Straight Week and Home Buyer Demand Spikes

Mortgage Rates Fall for Third Straight Week and Home Buyer Demand Spikes

12/13/2024 - Mortgage Rates Fall for Third Straight Week Mortgage interest rates tumbled for the third consecutive week, according to Freddie Mac, helping to increase demand for home buying. The average rate on a 30-year fixed-rate mortgage fell to 6.60%

Dec 16, 2024 | Mortgage News Interest Rates

How Long is a Mortgage Pre-approval Good For?

How Long is a Mortgage Pre-approval Good For?

As you stand on the threshold of homeownership, pre-approval letter in hand, you may wonder: How long will this golden opportunity last? Understanding the time-sensitive nature of your mortgage pre-approval can help you stay competitive in today’s f

Dec 11, 2024 | Purchasing a Home Pre-Approval First Time Buyers

USDA Loans: Affordable Path to Homeownership

USDA Loans: Affordable Path to Homeownership

Unlocking the Door to Homeownership with USDA Loans USDA loans are the key to homeownership for many, offering no down payment and affordable terms for properties in rural and suburban areas. Let’s break down this lesser-known mortgage option and se

Dec 06, 2024 | Purchasing a Home USDA Loans Real Estate Info