WHO WE ARE
Access your home’s equity with confidence. Equity Select is a flexible line of credit that offers required monthly payment options starting as low as 1%. Designed to support long-term planning, it’s a smart middle ground between a traditional HELOC and a Reverse Mortgage.
To provide exceptional service to clients by offering a wide range of mortgage products and services, while maintaining the highest level of integrity and professionalism.
Who Is It For?
Homeowners who want to tap equity without refinancing their first mortgage
Retirees or near-retirees looking for predictable monthly payments
Families who need flexible access to funds for home improvements, medical costs, or debt payoff
Anyone seeking an alternative to a reverse mortgage with required payments
Your request has been submitted.
Open a credit line secured by your home.
Draw funds when needed — for projects, expenses, or opportunities.
Make required monthly payments (as low as 1%) and pay more anytime to reduce balance.
Key Benefits
No. Unlike a reverse mortgage, Equity Select includes required monthly payments and may be available to a broader group of homeowners.
Yes, your initial draw must pay off any liens on title.
Yes, $75,000 or 50% of the maximum line of credit, whichever is higher.
Monthly payments capped for up to 40 years
Yes. You can make larger payments anytime with no prepayment penalty on principal.
“Subject to credit approval and property guidelines.”