Cindy Cliff

Mortgage Loan Officer

NMLS: 2075376

970-308-2540

cindy@cliffmortgages.com

💰 Helping First-Time and Repeat Buyers Secure the Right Mortgage! 💰

Whether you’re buying your first home or your next one, I can help you explore smart mortgage options that make sense for your goals. 🏡✨

With access to a wide network of lenders, I can help you compare programs and get pre-approved quickly — without the big-bank runaround.

What Kind of Home Buyer are You?

First-Time Buyer you may qualify for:

  • Low or 1% down payment programs
  • Flexible credit options
  • Gift funds or grants
  • Step-by-step support through the process

We'll make sure you understand your options - and never feel rushed.

Happy_First_Time_Home_Loan_Buyers

Are you a Repeat Buyer?

  • Whether you’re upgrading, relocating, or downsizing, we’ll structure a plan that works — even if you’re selling one home while buying another. 
  • Strategic pre-approvals
  • Timed closings
  • Equity-based programs
  • Personalized financing solutions

    Popular Programs we offer:

    * 1% Down Payment Loans
    * FHA and VA Loans
    * Conventional & Jumbo Loans
    * Creative Financing
    * Low-doc or Non-QM Options
    * Self-employed or unique income and credit situations

    Why Work With Me?

    I understand how to structure financing that works in the real world — not just on paper.

    ✔️ Direct access to wholesale loan programs
    ✔️ Fast answers — not phone tag
    ✔️ Honest guidance (no pressure)
    ✔️ Licensed in Colorado and beyond with our partner network
    ✔️ Backed by C2 Financial, one of the nation’s largest broker networks

     


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