A DSCR loan is a simple way for real estate investors to qualify for financing without relying on personal income or tax returns. Instead, the property’s rental income is compared to the loan payment — making approval faster and easier.
SFR, PUD, Condo (Warrantable and Non-Warrantable), 2-4 units, Condotels.
That means you can grow your rental portfolio without the paperwork and stress of traditional lending.
✅ Qualify based on property cash flow, not personal income
✅ Flexible ratios: 1.0, below 1.0 to .75, and even “No Ratio” options available
✅ High LTVs up to 85%
✅ Loan amounts from $75K to $3M
✅ First-time investors welcome – experience not required
✅ Wide property eligibility: SFR, condos (warrantable & non-warrantable), condotels, PUDs, 2–4 units
✅ Works for both short-term and long-term rentals
✅ Business entity ownership allowed (LLC, Corp, etc.)
✅ Programs vary with each situation
A DSCR loan is one of the easiest ways to scale your real estate investments. If you’d like to see how much you qualify for, let’s connect by phone at 970-308-2540, or begin a loan application below.