In the intricate dance of acquiring a mortgage, your credit score takes center stage, dictating the interest rate that can either make your dreams of homeownership a reality or a financial challenge. Understanding the dynamics between your credit score an
May 30, 2024 | Interest Rates
For the first time in six weeks, the average interest rate on long-term mortgage loans fell below 7% last week, a welcome windfall for spring homebuyers. According to Freddie Mac, the average rate on a 30-year fixed-rate mortgage dropped to 6.94% during t
May 27, 2024 | Mortgage Monday's
Starting a real estate investing business can be both exciting and challenging. In November 2023, Fannie Mae reduced the required down payment on owner-occupied multi-family properties from between 15% and 25% to just 5%. This change opens up a unique opp
May 09, 2024 | Purchasing a Home Investors
The journey to homeownership is often accompanied by dreams of financial freedom and a mortgage-free future. For those exploring ways to expedite their mortgage payoff, a Home Equity Line of Credit (HELOC) can be a powerful tool besides the typical home i
Apr 15, 2024 | HELOC
As you embark on the journey of acquiring a VA loan, the U.S. Department of Veterans Affairs (VA) bestows upon you a unique and potent financial instrument. VA loans are celebrated for their generous terms, such as minimal or even non-existent down paymen
Apr 02, 2024 | VA Loans
Let's explore how mortgage assistance programs can help you obtain the funding to turn your dream into a reality. The Pursuit of Homeownership Imagine the thrill of stepping into your very first home—a space that's yours to make your own. For first-
Mar 27, 2024 | Purchasing a Home First Time Buyers